call humana at 1-800-808-4003. i'm going to dream about that steak. i'm going to dream about that tiramisu. what a night, huh? but, um, can the test drive be over now? head back to the dealership? [ male announcer ] it's practically yours. but we still need your signature. volkswagen sign then drive is back. and it's never been easier to get a passat. that's the power of german engineering. get $0 down, $0 due at signing, $0 deposit, and $0 first month's payment on any new volkswagen. visit vwdealer.com today. >>> marriage, a house, a couple cars, children. all part of the american dream, right? that's if you can afford all those things. we found one family who managed to have it all but they racked up nearly $100,000 in debt obtaining it. now they're back in the plus column. here's how they did it. the baileys are hard working and modest. a minister and nurse. >> count your coupons. planning your meals. >> each had children from a previous marriage, six all together, and with a big family, there were big bills. >> we had major repairs on the house an